Monday, August 17, 2009 "
'I don't have flood insurance because I didn't think I needed it down here, and it's also very costly, and flood insurance only covers so much.'

The house next door has a foundation that collapsed from the pressure of the flood waters. The house is condemned and it's owner left destitute.

Gowanda homeowner Craig Taylor said, 'It leaves me broke. I got to pay for it out of pocket.'

He too has no flood insurance, but says he has never asked anyone for help for anything. Now he may need federal help, if it is made available."

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